E
Essential
$49.99/mo
- Single-line auto or renters base
- Standard liability limits
- Digital ID cards & claims app
- Annual coverage review email
- 24/7 online chat support
Membership pricing
Flexible tiers with optional riders. Final premiums depend on risk factors, location, and selected deductibles.
F
Family
$99.99/mo
- Bundle home + auto discount
- Dependent health rider eligible
- $500K umbrella option
- Priority advocate queue
- Wellness incentive credits
P
Premier
$149.99/mo
- High-limit property & liability
- Dedicated account manager
- Business policy add-on
- Expedited claims track
- Legal document hotline
What affects your rate
Underwriting considers verifiable factors such as claims history, credit-based insurance scores where permitted, property age, vehicle safety features, and selected coverage limits. We do not use unrelated demographic categories in pricing models.
Discounts you may qualify for
- Multi-policy bundling (home, auto, umbrella)
- Claims-free renewal loyalty credits
- Home safety devices and monitored alarm systems
- Defensive driving or telematics safe-driver programs
- Employer group affiliation rates
All illustrations on this page are sample monthly amounts for a typical profile. Request a personalized quote for binding numbers before enrollment.